“How You Can Still Be Broke with $500,000 in Income”   In my Retirement Planning Courses, a topic I touch on regularly is - know your numbers! At least do a ballpark spreadsheet of monthly fixed expenses versus discretionary. Yep . . . it sounds like a diet - track everything you eat - and we all hate that. However, the exercise of tracking can be very illuminating. Wow! Had no idea I was spending that much on eating out! Because, realistically, how will you know what you can [...]

“Monkey Business!”   In Roman mythology, the hero Hercules used his divine strength to smash through the mountain that used to be Atlas. This created the Straits of Gibraltar, linked the Atlantic and the Mediterranean, and forged the famed Rock of Gibraltar. The so-called “rock” is an enormous limestone monolith, rising 1,398 feet nearly straight up from the sea, and making Gibraltar a key strategic crossroad. It’s also a natural paradise. It’s home to over 500 species of plants, as well as the famed Barbary macaques, [...]

Fixed This For You! For generations, Americans fostered a culture of thrifty self-reliance, especially where it comes to taking care of our stuff. It started all the way back in pioneer days, and living on the frontier’s edge. Back when Pa Ingalls lived in that little house in the big woods, if his saw broke, he couldn’t just order up a replacement on Amazon. He had to fix it, or he would have a tough time heating his house for the winter! Ma had one nice [...]