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What NOT to put in your last will

By |2023-02-06T20:44:56+00:00February 14, 2023|Personal Finance|

It’s always a good idea to have a will, regardless of your situation (financial, medical, etc.). In fact, I'd say it's imperative to have a will because it's the set of instructions or directions you're leaving for the courts for how to deal with all your 'stuff'. Without a legally binding identifier that indicates where your assets are supposed to go after you pass, you risk... the state claiming it your surviving family fight over it Generally speaking, the beneficiary listed on your accounts will trump who’s listed [...]

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How to Pass Along Something More Valuable Than Money

By |2023-01-27T16:05:44+00:00February 7, 2023|Personal Finance, Warren Buffet|

Warren Buffett is credited with saying, “It’s good to learn from your mistakes. It’s better to learn from other people’s mistakes.” When we’re young, it seems like we have an easier time with the first part of the quote. We begin cataloging situations where we say, “I’m never doing THAT again.” But we still think we’re immune to certain problems—until they happen to us. For example, your dad might have said, “Don’t drive around with less than a quarter tank of gas. You’ll end up on [...]

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Overspending and the True Meaning of Christmas

By |2022-12-16T16:41:02+00:00December 27, 2022|Personal Finance|

According to Gallup, this Christmas individual Americans intend to spend an average of $932 on gifts. That’s up nearly $100 over last year. Are people planning to spend more because they have more money in their pockets? Not exactly. Over the past year Americans have been relying more and more on credit to make ends meet. According to an analysis of Federal Reserve data by WalletHub, in the second quarter of this year alone credit card debt increased by roughly 6% compared to the previous quarter. [...]

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