Welcome To The “Her Wealth Matters” Podcast
Financial and retirement guidance from J’Neanne Theus, financial planner at Her Wealth Matters & Theus Wealth Advisors in the Columbia, MD area. It’s our mission to help you prepare for a prosperous retirement and financial future.
“Knowing what we know now…” is a phrase you hear a lot, especially lately. If you knew ahead of time, what would you do differently? What can we learn from these financial mistakes? We reflect and talk about the lessons learned on today’s episode.
Read more and get additional financial resources here: https://theuswealthadvisors.com/2020/06/ep-11-if-only-you-had-hindsight/
Today’s show schedule:
1:46 – Being too scared meant too conservative with investments.
2:50 – Too much risk you didn’t realize until the market crash.
4:04 – Misunderstanding Social Security can cause panic later on.
5:23 – Wishing you put more money in Roth IRAs.
7:01 – Retiring too early and needing to go back to work.
Financial and retirement guidance from J’Neanne Theus, financial planner at Her Wealth Matters & Theus Wealth Advisors in the Columbia, MD area. It’s our mission to help you prepare for a prosperous retirement and financial future.
You can also catch Her Wealth Matters on the radio. Tune in Sundays at 3pm in the Baltimore area on 680 WCBM!
Subscribe On Your Favorite App
Radio
Don’t miss J’Neanne on the radio. Tune in each Sunday at 3pm on 680 AM WCBM for the Her Wealth Matters radio show.
Episode Show Notes
Ep 11: If Only You Had Hindsight
“Knowing what we know now…” is a phrase you hear a lot, especially lately. If you knew ahead of time, what would you do differently? What can we learn from these financial mistakes?
Ep 10: Financial Planning – When The Customer Isn’t Always Right
When you work with a financial advisor, you’re likely coming to them for financial advice and expertise. But what about that saying, “the customer is always right”? Is that still true?
Ep 9: Avoiding Financial Lies and Mistruths
You can’t believe everything you hear, right? What statements and concepts in the financial world should you take with a grain of salt? Can you tell what’s marketing and what’s real?
Ep 8: How Do We Create Predictable Income?
We’re living in a unique period of time where uncertainty seems to be the driving force across many sectors. The health crisis has forced us all to make changes to our daily lives and our finances, and that has a lot of people thinking about ways to generate predictable income. Let’s explore this idea by looking at ways this is done but identifying reasons why this might not always benefit you.
Ep 7: Social Distancing for Your Money
We’re all doing our best to take the social distancing guidelines to heart by changing the way we’re living right now, but let’s take a break from the seriousness of it all with a lighter discussion on separation. What would that look like if social distancing was applied to your financial planning?
Ep 6: Market Crash Hall of Fame
We closed out the month of March with an unprecedented month in the stock market as the coronavirus caused fear and uncertainty throughout the country. To get a little perspective on what we’re witnessing, let’s take a look back through history at the worst market crashes of all-time.
Ep 5: What’s Your Level of Desire to Retire?
Retirement comes in many different forms and we all create our own vision of the day we make that exciting transition. Maybe you’re someone that plans to work as long as you can or you the person that’s ready to retire as soon as possible. We all have a different level of desire when it comes to retirement, and today we’ll span the spectrum with J’Neanne Theus.
Ep 4: How Bias Affects Your Investing Decisions
Many different types of bias can play a role in the decisions an investor makes and most of the time it results in a negative outcome. Let’s highlight six of the biases that we see clients use for their financial decisions and explain how they affect your portfolio.
Ep 3: How Emotions Impact Financial Decision-Making
A lot of people like to think they’re making decisions based on logic and facts, but the truth is emotions typically play a role in our decision-making process. As you can imagine, we have many strong feelings when it comes to our money and that can become a problem for your retirement plan.
Ep 2: Inheritances 101 – What You Need to Know
Most of us have very little experience with inheritances. Would you even what steps to take after receiving money or property? Today we’ll identify the mistakes people make when preparing an estate plan, what you should do if you receive an inheritance, and talk about other things you should consider.
Ep 1: Welcome To The New “Her Wealth Matters” Podcast
The focus of our podcast has shifted and today we’re going to tell you why by giving you the background behind the decision, why we feel this new objective is so important, and the goals for the show. Plus, we’ll learn more about J’Neanne’s career and how she got into this career after her time in the military.
Helping You Find Bias in Financial Media
We all want to stay informed when it comes to investing but it’s more important to make sure the research you’re doing isn’t actually misleading us. Unfortunately, some of the information out there isn’t completely unbiased. Let’s talk about some of the problems with the financial media.
Estate Planning Mistakes You Need to Avoid
Not everyone chooses to leave a financial legacy, but if you’re someone who would, then estate planning is crucial. Make it a part of the conversation when you’re working on retirement, but make sure you avoid these critical mistakes.
The Ins and Outs of Mutual Funds
Mutual funds have long been a popular investment option for people saving for retirement, but is the landscape changing? We’ll take a deep look into mutual funds, explain some key terminology, and discuss whether it’s a good option or not.
Ways That We Sabotage Our Retirement
There are so many parts of your financial life that are out of your control, so why would you sabotage your retirement by failing to handle the things that are within your control? Many people do this but you don’t need to be one of them. Let’s discuss some ways people sabotage their own financial health.
Top 5 Misunderstandings About Social Security
Are you ready to start taking Social Security benefits? Do you feel knowledgeable on what strategies to put in place to make the most of it or are you falling for some of these common misconceptions when it comes to Social Security?
Are You Having Awkward Financial Conversations?
Financial planning is more than just spreadsheets and dollar signs. It includes a lot of tough decisions and emotions that need to be communicated to your loved ones and advisor. Are you avoiding these awkward conversations when it comes to your finances?
What Will the Next Market Crash Look Like?
We know another downturn in the market is inevitable, but how long will it be until the next ‘crash’ happens? Will it hit us as hard as 2008? We’ll ask J’Neanne to give us her thoughts on the subject and what we can do as investors to prepare ourselves for that day.
Preparing for Retirement During Your Final Decade of Work
Whether you’ve been working on your retirement plan for years or just beginning to get around to it, your focus needs to increase as you approach the end of your working career. That final decade before retirement gives you the chance to get everything in order so you aren’t left scrambling. Today we’ll run through a list of items that you need to be paying attention to.
Busting the Biggest Financial Myths – Part 2
In this series, we’ll look at some of the most widely believed financial myths and try to bust them wide open. There are many people that base their decisions on these myths and that’s scary. We want to make sure you aren’t making any mistakes based on misinformation.