We’ve had a nice nine year run up in the market. And you know you’re thinking: “what goes up, must come down”. It sure seems as though the bloom is off the rose for U.S. stock investors. And while experts disagree whether we’re in a bear market, volatility is definitely back in a big way.  I mean, look at this chart of the one year performance of the DOW (last Dec to today, Nov 29, 2018). That - ladies and gentlemen - is a roller coaster ride! [...]

It never ceases to amaze me… that the adage “People and money… are funny,” proves itself over and over again.  Maybe it should be said that some people who deal with money become ‘funny’… in the head! It should not surprise anyone, yet it often comes as a shock that there are people so crooked that they will destroy the livelihoods and lives of others without nary a second thought. We’re talking about fraud and its many faces.  Would you know if you were being defrauded? [...]