Ok, it was another roller coaster day last Friday. And, here's what's interesting. About a week and half ago, I had someone tell me the market was high, so they shouldn't make any changes. And then last week, I had someone say: the market's fallen, so we shouldn't make any changes. Well.... which is it? Too high or too low? What we have here is something called 'recency bias'. "Recency bias" is the phenomenon of a person most easily remembering something that has happened recently, compared to [...]