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Here Comes 2022: Will History Repeat Itself?

By |2021-12-28T12:59:41+00:00December 28, 2021|Investment Management, Retirement Income Planning, Theus Wealth Advisors|

Whether we're ready for it or not, 2022 will be here in a few days. Another year will have passed. You'll look at your schedule, your finances, maybe even at the bathroom scale and wonder if this time next year you'll be any closer to achieving the changes in your life you'd really like to make. Setting aside his politics for a moment, Karl Marx once wrote an interesting observation, "History repeats itself, first as tragedy, second as farce." He was of course speaking of national [...]

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What’s the Difference Between Investing and Speculating?

By |2021-11-02T13:10:00+00:00November 2, 2021|Financial Market, Investment Management|

The words “speculating” and “investing” often get used interchangeably. And that’s not surprising, since they describe somewhat similar concepts. In both cases, you are laying out money with the hope of gaining a return in the future. And to muddy the waters further, marketers are prone to use the words to either cast aspersions on or bring legitimacy to products. “Don’t speculate on the stock market. Instead, invest in these collectible coins.” Most people will tell you that if you put money into something hoping for [...]

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Skip this Movie: Why This Year’s Top-Performing Stock is a Good Example of Misguided Speculation

By |2021-09-28T10:01:53+00:00September 28, 2021|Financial Market, Investment Management, Theus Wealth Advisors|

Crime novelist Catherine Aird observed, "If you can't be a good example, then you'll just have to be a horrible warning." This seems to be the role of AMC Entertainment, the movie theater chain whose stock has soared in recent months. Earlier this year, as pandemic restrictions took their toll on in-person entertainment businesses, AMC stock was trading at less than $3 per share. But over the next six months, in an unusual turn of events, the stock increased dramatically to trade above $60 per share. [...]

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A Warning to Younger Investors

By |2021-08-24T14:16:51+00:00August 24, 2021|Investment Management|

When you've lived a few years, you come to appreciate the truth of statements like: "The house always wins." "In a gold rush, the only one guaranteed to get rich is the guy selling the shovels." And . . . "Any 'exclusive' investment advertised as a 'sure thing' probably isn't either one." If you were around for the Internet stock craze of the late 1990s or the real estate bubble of the late 2000s, you know it can be extremely tempting to jump into an investment [...]

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Helping you reach your full potential

By |2021-08-10T12:33:37+00:00August 10, 2021|Investment Management, Theus Wealth Advisors|

If you've been able to catch any of the Olympics over the past few weeks, you might have noticed how the TV coverage often features the stories of the various athletes. They're usually inspiring and always interesting. (Much like the girls and I while swimming!) It seems like each one who makes it to the Games takes a unique path. But they share many common traits, including perseverance despite setbacks, a strong desire to win, and the guidance of a great coach. (It would be safe [...]

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Risk Amplified

By |2021-08-03T14:02:37+00:00August 3, 2021|Investment Management|

According to Yahoo Finance, the number of Americans trading individual stocks has grown during the pandemic. A survey the finance site conducted last fall found that 33% of people holding stock indicate that they've been trading more since the pandemic began. And a similar number said they're trading individual stocks more, as opposed to ETFs and mutual funds. This makes sense when you think of all the people cooped up at home unable to do many of their normal activities. By actively trading stocks they were actually [...]

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The Secret to Warren Buffett’s Success

By |2021-07-13T13:45:02+00:00July 13, 2021|Investment Management|

It's hard to think of a more all-American investor than Warren Buffett. His company, Berkshire-Hathaway, is located not on one of the coasts but in Omaha, Nebraska. The firm's wholly-owned subsidiaries include such heartland favorites as Kraft Heinz, Dairy Queen, and See's Candies. But more importantly, Buffett has embodied the American ideal of the modest winner. He doesn't need to toot his own horn when his results speak for themselves. Since 1965, Berkshire has enjoyed an annual average return of roughly 20%, nearly double that of [...]

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Why Simplicity is Essential for Investing

By |2021-04-13T13:04:10+00:00April 13, 2021|Investment Management, Theus Wealth Advisors|

In 1959, new coach Vince Lombardi in his first meeting with the Green Bay Packers, held up an oblong, inflated pigskin and said, "Gentlemen, this is a football." The story is most likely apocryphal, but it sounds like something Lombardi might have said. His dedication to the basics of football, including hard work, are what turned the 1-10 Packers into a 7-5 team his first year. It's been proven again and again that the pursuit of simplicity is a successful strategy for nearly every area of [...]

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The Price of Ignorance

By |2021-02-13T12:59:35+00:00February 13, 2021|Investment Management, Retirement Income Planning, Theus Wealth Advisors|

In talking about the way he handled his finances, comedian Steve Martin said, “I love money. I love everything about it. I bought some pretty good stuff. Got a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too.” Unfortunately, liking money and even accumulating lots of it doesn’t go hand in hand with knowing how to use it wisely. Though we are a wealthy nation, many Americans feel that [...]

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Are You Lucky?

By |2021-01-13T12:57:56+00:00January 13, 2021|Investment Management, Theus Wealth Advisors|

Day trading, in case you’re not familiar, is the practice of buying stocks or ETFs and then selling them the same day. The goal is to do so with the hopes of cashing in at a large profit. As you might imagine, day traders use a myriad of strategies to try to get the slightest jump on an equity’s movement. These range from trying to anticipate quarterly results to chasing momentum to trading on the day’s news headlines. Experience and familiarity with the trading process can [...]

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