admin, Author at The Us Wealth Advisors

Why Worrying About the Things You Can’t Control Holds You Back From Reaching Your Goals

Gallery

Why Worrying About the Things You Can’t Control Holds You Back From Reaching Your Goals

Financial Market, Retirement Income Planning

Why Worrying About the Things You Can’t Control Holds You Back From Reaching Your Goals

By admin|2022-08-19T17:08:47+00:00March 1, 2022|Financial Market, Retirement Income Planning|

We have a friend who’s a devoted fan of his university’s football team. When he watches them play, he wears a team hat and hopes they win. When they lose, he puts the outcome in perspective. There’s always next week. It’s only a game. But he didn’t used to be this philosophical. Several years back he was truly a fanatical fan. He was deeply invested in the outcome of each game. He disliked the opposing schools and their fans. He detested his team’s longtime rivals like [...]

Comments Off

The 7 Money Personality Types

Gallery

The 7 Money Personality Types

Investment Management, Theus Wealth Advisors

The 7 Money Personality Types

By admin|2022-08-19T17:12:31+00:00February 22, 2022|Investment Management, Theus Wealth Advisors|

Everyone can agree that financial literacy is a good thing. When people understand the basics of personal money management, saving, and long-term investing, they’re better equipped to make informed decisions about their finances. But financial literacy alone can only take you so far. Simply having knowledge on a subject is often not enough to overcome a strong emotional desire to ignore certain aspects of the available information. A good example of this is food labeling. Every package of food at the store carries a standardized nutrition [...]

Comments Off

The Kind of Inflation You Can Control

Gallery

The Kind of Inflation You Can Control

Retirement Income Planning, Theus Wealth Advisors

The Kind of Inflation You Can Control

By admin|2022-08-19T17:12:39+00:00February 15, 2022|Retirement Income Planning, Theus Wealth Advisors|

A friend who sold cars for a living once pointed out a prestigious imported brand and stated that, in general, anybody you saw driving one really couldn’t afford it. His evidence was, of course, anecdotal. But maybe not too far off. People like paying more than they ought to for nice cars. Edmunds reported that in 2020 70% of car loans were for a period of longer than 5 years, a jump of 29% within the past decade. And at the same time the average monthly [...]

Comments Off

Millennials Expect to Work During Retirement

Gallery

Millennials Expect to Work During Retirement

Retirement Income Planning, Theus Wealth Advisors

Millennials Expect to Work During Retirement

By admin|2022-08-19T17:15:26+00:00February 8, 2022|Retirement Income Planning, Theus Wealth Advisors|

Younger generations are often unfairly characterized by their elders. In the late 1960s the Greatest Generation, who grew up during the Depression, accused baby boomers of being anti authority. Some were. When their turn came, the baby boomers said that the millennials (those born between 1980-2000) were lazy and entitled. Some have been. But this “young” generation (the oldest of whom are now in their early 40s) has proved to be anything but lazy and entitled when it’s come to saving for their retirement. According to [...]

Comments Off

When it Comes to Investing Biases, Some are Harder to Overcome than Others

Gallery

When it Comes to Investing Biases, Some are Harder to Overcome than Others

Financial Market, Investment Management, Theus Wealth Advisors

When it Comes to Investing Biases, Some are Harder to Overcome than Others

By admin|2022-08-19T17:15:45+00:00February 1, 2022|Financial Market, Investment Management, Theus Wealth Advisors|

It’s not controversial to say that investing biases can hurt the performance of your portfolio. Most investors would agree. And yet by its very nature a bias—an unreasoned opinion—will often be invisible to the person holding it. You can find evidence of this in a recent DALBAR, Inc. study of investor behavior. Researchers found that over the 20-year period ending December 31, 2020, individual stock fund investors consistently underperformed a market benchmark index. During the studied period the S&P 500 had an average annualized return of [...]

Comments Off

Why “Get Rich Slow” Could Be the Best Way to Save for Retirement

Investment Management, Retirement Income Planning

Why “Get Rich Slow” Could Be the Best Way to Save for Retirement

By admin|2022-01-25T12:41:25+00:00January 25, 2022|Investment Management, Retirement Income Planning|

The Biggest Loser, which ran on NBC from 2004 to 2016, was a reality-TV hit for a number of reasons. It dealt with a concern of many Americans (losing weight). It revealed the personal struggles of the contestants who were often overcoming lifelong challenges with food. And it delivered the results everyone wanted to see. The contestants lost considerable amounts of weight (100 lbs. on average) in a relatively short period of time (30 weeks). Each season, the finale would reveal who had lost the most [...]

Comments Off

Why it’s Harder to Pick a Winning Stock Than a Losing One

Uncategorized

Why it’s Harder to Pick a Winning Stock Than a Losing One

By admin|2022-01-18T12:22:32+00:00January 18, 2022|Uncategorized|

“The sky has finally fallen,” said Eeyore. “Always knew it would.” While you might not want to adopt the pessimism of Winnie-the-Pooh’s gloomy friend in every aspect of your life, when it comes to picking stocks, having a glass-is-half-empty attitude can give you a statistical advantage. It’s not because the market as a whole has been contracting. In fact, quite the opposite has been true over the past several decades. It’s because, for any given timespan, the number of stocks that underperform the market will outnumber [...]

Comments Off

Why Humility is a Necessary Ingredient in Long-Term Self-Improvement

Investment Management, Retirement Income Planning

Why Humility is a Necessary Ingredient in Long-Term Self-Improvement

By admin|2022-01-11T12:36:08+00:00January 11, 2022|Investment Management, Retirement Income Planning|

Nearly 20 years ago the Fox network began airing a TV show called American Idol. Thousands of unknown singers showed up to audition. And after multiple rounds of competition, the cream rose to the top and we saw that there really was great talent just waiting to be discovered. (Kelly Clarkson won that first season.) But that was only half of the show’s appeal. The other half was seeing the auditions of the contestants who believed they were excellent singers, but in many cases could not even [...]

Comments Off

“I’ll do it tomorrow.”

Theus Wealth Advisors

“I’ll do it tomorrow.”

By admin|2022-01-04T12:33:10+00:00January 4, 2022|Theus Wealth Advisors|

The custom of setting new year's resolutions has been around for quite some time (as far as the 1700s, by some counts). People worldwide make promises to themselves to start or stop a behavior that is supposed to better their lives. Some folks aim to kill their bad habits, like smoking, drinking or spending too much time on social media. Or they want to create a new good habit, like eating out less, setting aside more money from their pay, or exercising more. Here’s the problem: [...]

Comments Off

Here Comes 2022: Will History Repeat Itself?

Investment Management, Retirement Income Planning, Theus Wealth Advisors

Here Comes 2022: Will History Repeat Itself?

By admin|2021-12-28T12:59:41+00:00December 28, 2021|Investment Management, Retirement Income Planning, Theus Wealth Advisors|

Whether we're ready for it or not, 2022 will be here in a few days. Another year will have passed. You'll look at your schedule, your finances, maybe even at the bathroom scale and wonder if this time next year you'll be any closer to achieving the changes in your life you'd really like to make. Setting aside his politics for a moment, Karl Marx once wrote an interesting observation, "History repeats itself, first as tragedy, second as farce." He was of course speaking of national [...]

Comments Off

About admin

Ohio Office

Maryland Office