admin, Author at The Us Wealth Advisors

Is a Housing Market Crash Right Around the Corner?

By admin|2021-10-12T11:05:59+00:00October 12, 2021|Theus Wealth Advisors|

In 2007 housing prices did something that was unthinkable at the time. They started to go down. And by the end of 2008 the Case-Shiller home price index reported its largest price drop in its history, a contraction of 18%. Homeowners found this drop in the real estate market so shocking because in their recent memory, property values had only gone up. In fact, this belief in ever-appreciating real estate may have worsened the crisis as many people had taken on debt with the assumption they [...]

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The Savings-Draining Scam Few Victims Want to Talk About

Theus Wealth Advisors

The Savings-Draining Scam Few Victims Want to Talk About

By admin|2021-10-05T10:49:54+00:00October 5, 2021|Theus Wealth Advisors|

Gloria (not her real name) was furious with her financial advisor. She wanted to move some money out of one of her accounts and her advisor, Melissa, told her she was hesitant to help with the transaction. How dare her advisor intrude into this part of Gloria’s life? How dare she ruin what might be Gloria’s last chance for a happy relationship after her divorce? But Melissa stuck to her guns. Something about the transaction didn’t seem right. With her fiduciary duty, she had a responsibility to act [...]

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Skip this Movie: Why This Year’s Top-Performing Stock is a Good Example of Misguided Speculation

Financial Market, Investment Management, Theus Wealth Advisors

Skip this Movie: Why This Year’s Top-Performing Stock is a Good Example of Misguided Speculation

By admin|2021-09-28T10:01:53+00:00September 28, 2021|Financial Market, Investment Management, Theus Wealth Advisors|

Crime novelist Catherine Aird observed, "If you can't be a good example, then you'll just have to be a horrible warning." This seems to be the role of AMC Entertainment, the movie theater chain whose stock has soared in recent months. Earlier this year, as pandemic restrictions took their toll on in-person entertainment businesses, AMC stock was trading at less than $3 per share. But over the next six months, in an unusual turn of events, the stock increased dramatically to trade above $60 per share. [...]

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Where are They Now? Creative Destruction and a Healthy Economy

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Where are They Now? Creative Destruction and a Healthy Economy

By admin|2021-09-21T13:10:48+00:00September 21, 2021|Uncategorized|

As the 2021 pro football season kicks off, the Tampa Bay Buccaneers will start at quarterback a man who by all standard measures is middle-aged. But if 44-year-old Tom Brady plays like he did last season, his team should do very well. Even if you don’t follow sports this is an extraordinary story. Brady’s win in last year’s NFL Championship Game came 19 years after his first Super Bowl win in 2002. The most amazing thing is how little he has seemed to have changed—especially [...]

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Saving is Satisfying, but Does It Cover Up Your Fears?

Retirement Income Planning

Saving is Satisfying, but Does It Cover Up Your Fears?

By admin|2021-09-14T13:17:21+00:00September 14, 2021|Retirement Income Planning|

Saving money for the future is a good habit. To do it means exercising the virtue of delayed gratification. So it’s only natural that disciplined savers often feel a sense of satisfaction as month-by-month they see their nest egg grow. But being fixated on saving, especially when you don’t need to, can also be a sign of anxiety about running out of money. Earlier this year, the non-profit Employee Benefit Research Institute (EBRI) conducted a survey to learn about the attitudes of retirees toward spending down [...]

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Rising Inflation: Should You Be Concerned?

Portfolio, Theus Wealth Advisors

Rising Inflation: Should You Be Concerned?

By admin|2021-09-07T09:56:23+00:00September 7, 2021|Portfolio, Theus Wealth Advisors|

Inflation has been increasingly in the headlines lately. Some pundits say it's temporary. Others say it could lead us back to the economic doldrums of the 1970s. And there are those who remind us that hyperinflation can lead to chaotic social changes. Before you decide who to listen to, you need to be sure you understand what they're talking about. Most people know this basic concept: inflation is when prices go up. However, prices are fluctuating all the time. When inflation makes the news, it's because [...]

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The Tumultuous History of the Last Weekend of Summer

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The Tumultuous History of the Last Weekend of Summer

By admin|2021-08-31T11:01:44+00:00August 31, 2021|Uncategorized|

Image from Unsplash.com This coming Labor Day will be characterized by backyard barbecues, back-to-school sales, and many employees enjoying the federal holiday. But few people will stop to consider what this day represents in the transformation of what it means to be an average worker in America. And the tragic history that led to the basic workplace rules we tend to take for granted. Up to the Industrial Revolution (which peaked in the mid-1800s) most Americans worked on farms. It was hard and dangerous [...]

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A Warning to Younger Investors

Investment Management

A Warning to Younger Investors

By admin|2021-08-24T14:16:51+00:00August 24, 2021|Investment Management|

When you've lived a few years, you come to appreciate the truth of statements like: "The house always wins." "In a gold rush, the only one guaranteed to get rich is the guy selling the shovels." And . . . "Any 'exclusive' investment advertised as a 'sure thing' probably isn't either one." If you were around for the Internet stock craze of the late 1990s or the real estate bubble of the late 2000s, you know it can be extremely tempting to jump into an investment [...]

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3 things people overlook when thinking about retirement

Retirement Income Planning, Theus Wealth Advisors

3 things people overlook when thinking about retirement

By admin|2021-08-17T12:36:53+00:00August 17, 2021|Retirement Income Planning, Theus Wealth Advisors|

When you were in high school, you most likely had some adult tell you, "Just wait until you get out into the real world. Things are going to be different." That statement alone didn't tell you how things were going to be different in the working world. But it let you know, to successfully transition to the next chapter of your life, you were going to have to prepare yourself to succeed and get ready for change. It's similar for transition into retirement. When thinking ahead to those [...]

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Helping you reach your full potential

Investment Management, Theus Wealth Advisors

Helping you reach your full potential

By admin|2021-08-10T12:33:37+00:00August 10, 2021|Investment Management, Theus Wealth Advisors|

If you've been able to catch any of the Olympics over the past few weeks, you might have noticed how the TV coverage often features the stories of the various athletes. They're usually inspiring and always interesting. (Much like the girls and I while swimming!) It seems like each one who makes it to the Games takes a unique path. But they share many common traits, including perseverance despite setbacks, a strong desire to win, and the guidance of a great coach. (It would be safe [...]

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